In a strong town, housing emerges rapidly in response to local needs.
But across the continent, our neighbors can’t find homes they can afford to live in, and local builders can’t help.
Core Insights
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Most cities have zoning codes and building regulations that stunt the local housing market. If you want to build anything other than a single-family home on a large lot, you’re probably going to need a variance, a rezoning, or a long, expensive approval process. That’s a huge barrier for small-scale developers, homeowners, and local builders who might otherwise be able to add housing in a way that fits the neighborhood.
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A healthy housing market isn’t built by a few big players dropping in massive developments. It’s built by homeowners, local builders, and neighborhood developers—each making their own contributions. The incremental approach works because it’s fast, adaptable, and rooted in the community. It allows neighborhoods to mature naturally. It spreads out risk. And it creates opportunities for wealth-building at the local level. When you legalize and support this kind of development, you unlock the power of many hands working together to solve the housing crisis.
If you want more affordable, resilient, and context-sensitive housing, you need to equip your residents to build it. Here's how Sacramento did it.
On paper, backyard cottages were legal in Tallahassee, Florida. In practice, they were nearly impossible to build. Here's how the city changed that.
Introducing Stacked Against Us: a podcast about how a national economic gamble broke housing, and why local resilience is the only way forward.
Cities shape themselves around what is easy and what is hard. If you want good development, you need to make it easy to do.
Learn the six policies that will make your town housing ready.
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