No Insurance for Wildfire-Prone California

 

Host Abby Kinney, an urban planner in Kansas City, and Strong Towns Senior Editor Daniel Herriges.

In September of 2020, an article was featured on Upzoned titled, “They Know How to Prevent Megafires. Why Won’t Anybody Listen?” It discussed the frustrations that people working on the ground in forest fire management felt, knowing that the fires were being caused by decades of overzealous fire oppression and the lack of controlled burning efforts. They knew that the situation was only going to get worse—and sure enough, nowadays California is having to take a reactive approach to the situation, rather than a proactive one.

Today, host Abby Kinney and Strong Towns Senior Editor Daniel Herriges follow up on this story, looking at the current situation in California. They discuss a new article from POLITICO that highlights a different approach to the problem: discouraging development in hazardous areas from the get go. This is happening primarily because insurance companies are starting to recognize that they cannot continue to insure properties in high-risk areas.

Is this the right answer? It’s certainly a very controversial move, and some argue that we can’t afford to raise insurance rates during a housing crisis. Join Abby and Daniel as they “upzone” this controversy, analyzing it through the Strong Towns lens and exploring why it is that seemingly “nothing will deter people from moving into some of the most disaster-prone corners of the United States.”

 
 
 
 
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Abby Newsham
Abby Newsham

Abby Newsham is the cohost of the Upzoned podcast. Abby is an urban design and planning consultant at Multistudio in Kansas City, Missouri. In her own community, she works to advance bottom-up strategies that enhance both private development and the public realm, and facilitates the ad-hoc Kansas City chapter of the Incremental Development Alliance. When she’s not geeking out over cities, Abby is an avid urban mountain biker (because: potholes), audiobook and podcast junkie, amateur rock climber, and guitarist. You can connect with Abby on Twitter at @abbykatkc.

Featured
Daniel Herriges
Daniel Herriges

Daniel Herriges has been a regular contributor to Strong Towns since 2015 and is a founding member of the Strong Towns movement. He is the co-author of Escaping the Housing Trap: The Strong Towns Response to the Housing Crisis, with Charles Marohn. Daniel now works as the Policy Director at the Parking Reform Network, an organization which seeks to accelerate the reform of harmful parking policies by educating the public about these policies and serving as a connecting hub for advocates and policy makers. Daniel’s work reflects a lifelong fascination with cities and how they work. When he’s not perusing maps (for work or pleasure), he can be found exploring out-of-the-way neighborhoods on foot or bicycle. Daniel has lived in Northern California and Southwest Florida, and he now resides back in his hometown of St. Paul, Minnesota, along with his wife and two children. Daniel has a Masters in Urban and Regional Planning from the University of Minnesota.

 
Podcast, Top StoryStrong Townspodcast, housing crisis, natural disasters, disasters, upzoned, wildfire, california